Medical insurance is available for hemorrhoid surgery, and the starting line for medical insurance is about $800-$1,000. This means that the first $800 of the cost must be paid out of pocket, and the remainder is then reimbursed at the Medicare reimbursement rate. If you do the traditional external peel and lance procedure for hemorrhoids, the total cost is about $8,000-10,000, less the medical insurance reimbursement, and the out-of-pocket payment is about $2,500. If you have minimally invasive hemorrhoid surgery, such as PPH or RPH, the cost is relatively expensive because the instruments are not covered by medical insurance, so you may have to pay about 4,000-5,000 yuan.