What is meant by the medical insurance “category B drugs”

  What do you mean by “Category B” drugs?  Western and proprietary Chinese medicines in the Drug Catalog are divided into Category A and Category B catalogs. The drugs in the “Category A List” are clinically necessary, widely used, effective, and low-priced among similar drugs. “Category B” drugs are available for clinical treatment, good efficacy, and higher price than “Category A” drugs in the same category.  Western medicine and Chinese medicine into two categories A and B, mainly in view of the economic level and the level of medical consumption between regions in China is very different. On the one hand, through the category A catalog, the basic medical needs of the most insured people can be guaranteed, while the choice of using the drugs in the category B catalog can enable the workers to obtain effective drugs according to the individual differences in the indications of drugs and their economic ability; on the other hand, the category A catalog will control the basic level of drugs to macro-control the drug expenses, while the category B catalog gives room for adjustment according to the habits and economic level of drugs. On the other hand, the Class A catalog will control the basic level of drug use to macro-control drug expenses, while the Class B catalog will give room for localities to make adjustments according to drug use habits and economic levels. What is the difference in the cost burden of each type of drug for the participants?  Different payment principles for different categories of drugs: First, the costs incurred for the use of drugs in the “category A catalog” are included in the scope of payment of the basic medical insurance fund and are paid according to the regulations; second, the costs incurred for the use of drugs in the “category B catalog” are first paid by the employees themselves and then included in the basic medical insurance fund after a certain percentage. After a certain percentage, they will be included in the scope of payment of the basic medical insurance fund and paid according to the regulations; Third, the costs incurred by using Chinese traditional medicine, except for the drugs that are not paid, will be included in the scope of payment of the basic medical insurance fund and paid according to the regulations.  1.The cost of drugs not in the Drug Catalogue is RMB 1,000, which is paid by the employee; 2.The cost of Class B drugs is RMB 1,000, which is paid by the employee at 20%, i.e. RMB 200; 3.The cost of Class A drugs is RMB 5,000 and 80% of Class B drugs (i.e. RMB 800), totaling RMB 5,800, together with other medical expenses that should be included in the scope of payment of the Fund, are paid according to the basic medical insurance Inpatient expenses reimbursement regulations to be paid.  The difference between Class A and Class B: The Basic Medical Insurance Drug Catalogue is divided into two categories: Class A and Class B. The drugs in the “Category A List” are those that are clinically necessary, widely used, effective and moderately priced among similar drugs. The “Class A Catalog” is formulated by the state and cannot be adjusted anywhere. Basic medical insurance participants use the “Class A catalog” of drugs incurred by the cost of the basic medical insurance provisions. The drugs in the “Category B List” are drugs that can be used for clinical treatment, are effective, and are slightly more expensive than the drugs in the “Category A List”. The participants of basic medical insurance pay a certain percentage of their own expenses, and then pay according to the provisions of basic medical insurance.  The OTC category A and B are classified according to the safety of the drugs, and category B is safer than category A. Patients can choose to take them on their own.  Class A OTC: OTC drugs that can only be retailed in social pharmacies and pharmacies of medical institutions that have “drug business license” equipped with licensed pharmacists or pharmacists or technicians. Class B OTC: In addition to social pharmacies and medical institution pharmacies, they can also be retailed over-the-counter at approved general retail commercial enterprises.